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Reinsurance & Program Business Specialist

Listed pay: $80 / hr

What the posting lists, in US dollars an hour, before anything Mercor deducts.

30 openings on this one listing.

How to apply
Platform
Mercor
Terms
Contract, part-time
Location
Remote, see the posting
Posted
· 2 weeks ago
Status
Open at the last check

Applying on Mercor

Apply on Mercor

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Red Pen Jobs is independent. We are not affiliated with, endorsed by, or acting for Mercor in any way, and we do not recruit on its behalf.

What happens after you click

  1. The link opens this role on Mercor. Sign up and apply from there.
  2. Upload a resume, complete the assessments the role asks for and verify your work authorisation.
  3. An AI interview of about 20 minutes. Mercor says it usually takes 2 to 4 weeks to hear back.
  4. If Mercor hires you, you are paid weekly, on the Wednesday after each work week, via Stripe. Mercor says first payouts are held for 7 days.
  5. The work is paid by the hour, at the $80 this posting lists.
  6. Remote. The posting states "USA, CAN, GBR, AUS, NZL, IRL, MLT, NLD, SWE, DNK, NOR, FIN, DEU, AUT, BEL", which we could not read as a country list — check it before applying.

What the work is

Compensation: all experts are paid a flat $800 upon successful completion of the onboarding process, which we estimate takes approximately 10 hours. After successfully completing onboarding, you will be converted to $80/hour.

About the Role

Mercor is partnering with a leading AI lab to train frontier models on high-quality insurance reasoning data. We're hiring Reinsurance and Program Business Specialists to design realistic risk-transfer and delegated-authority scenarios, evaluate model outputs against established market standards, and help shape how the next generation of AI reasons about treaty structures, facultative placements, MGAs, fronting, and alternative risk arrangements.

We welcome professionals from reinsurers, cedents, reinsurance brokers, MGAs, MGUs, program administrators, fronting carriers, captive managers, and Lloyd's market participants.

What You'll Do

  • Design realistic scenarios involving treaty and facultative reinsurance, attachment and exhaustion, cessions, recoverables, bordereaux, delegated authority, program governance, fronting, captives, and risk participation

  • Create work products such as structure comparisons, submission analyses, contract summaries, program reviews, counterparty assessments, and risk-transfer recommendations

  • Write "golden" reference responses at experienced reinsurance and program-business quality

  • Grade AI-generated responses against structured rubrics for structural accuracy, contract logic, financial understanding, stakeholder roles, and market realism

  • Identify misunderstandings of layers, limits, retentions, commissions, claims control, collateral, counterparty exposure, and carrier-MGA responsibilities

  • Provide written feedback the research team uses to improve model behavior

  • Participate in onboarding office hours and calibration sessions

You're a Good Fit If You

  • Have 2+ years of professional experience in reinsurance, program business, delegated authority, fronting, captive insurance, or alternative risk transfer

  • Understand at least one of the following: treaty reinsurance, facultative reinsurance, MGA/MGU programs, Lloyd's arrangements, captives, or fronted programs

  • Can identify the economic and operational responsibilities of cedents, reinsurers, brokers, MGAs, fronting carriers, and insureds

  • Understand how contract structure changes risk transfer, earnings, collateral, claims handling, and reporting

  • Demonstrate excellent written reasoning, commercial judgment, and high attention to detail

  • Can distinguish reinsurance decisions from direct underwriting and ordinary claim adjudication

Bonus Qualifications

  • CPCU, ARe, ARM, ACAS, FCAS, or comparable designation

  • Both ceded and assumed reinsurance experience

  • Reinsurance broking, treaty wording, recoverables, or claims experience

  • Program audit, delegated-authority, or bordereaux-management experience

  • Captive, large-deductible, retrospective-rating, or risk-sharing experience

Role Highlights

  • Minimum 20 hours per week (ideally 40+)

  • Role starts immediately, applications reviewed on a rolling basis

From the Mercor listing.